THE LONG TERM CARE INSURANCE PROGRAM FOR THE FEDERAL FAMILY

The Long Term Care Insurance Program is a new benefit offered by the federal government for primarily Federal employees and their families. Open season began July 1, 2002 and will last until December 31, 2002.

To help the Federal employees with their and their families' coverage needs.
To stimulate other employer offerings.
To promote the belief that insurance coverage will ultimately help out Medicare budgets.

• Federal and postal employees

• Active and retired members of the armed services

• Federal Annuitants

• Current spouses and adult children (age 18 and over, including adopted and step children) of living employees and annuitants

• Parents, parents-in-law, and stepparents of living employees and members of the uniformed services.

John Hancock and MetLife have formed a joint venture company called Long Term Care Partners, which manages all core functions of the program.

PROGRAM COVERAGE AREAS

Nursing homes, assisted living facilities, hospice care, home care, adult day care, informal care, alternate plan of care, caregiver training, and respite care.

Waiver of premium, portable coverage, provider discounts, bed reservation provision, 30-day free look, guaranteed renewable (as long as premiums are paid), international benefits and access to care coordinators for non-insured qualified relatives.

CONTACT INFORMATION

LTC Partners
            1(800)LTC-FEDS (582-3337)
            TDD: 1-800-843-3557
            Monday through Friday
            8:00 a.m. to 8:00 pm, Eastern
            Web site: www.ltcfeds.com

OPM
            Email: ltc@opm.gov
            Web Site: www.opm.gov/insure/ltc

____________________________________
*Based on information provided by John Cutler (OPM) at the National Medicare Education Program Coordinating Committee Meeting at Loews L’Enfant Plaza Hotel, Washington DC on July 24, 2002.